Pepper finances in-store purchases up to 10,000 euros expressly

Finance company Pepper developed its application to enable businesses to finance in installments purchases made by their clients expressly and without paperwork. The Pepper Comercios app will allow you to obtain financing of up to 10,000 euros for purchases in less than 2 minutes from any device, with consumers able to complete transactions digitally from their mobile phones, the company said.

“With the launch of this application, which is a pioneer in this sector, we reaffirm our commitment to innovation and technology offer to the business world who works with us The best tool to increase your sales and enhance its customers’ purchasing experience,” said Fernando García, Pepper’s Chief Business Officer in Spain.


According to the financial company, now it has more than 11,000 points of sale are connected to the solution payment. The app is connected to your platform, which will make it easier for your business clients to know about it any news in real-time or relevant information for business through push notifications and access information to get the most out of your activities.


Present in 13 countries


Pepper belongs to the Australian financing group of the same name, which is located in 2013 enters Spain with the purchase of Celeris, subsidiary created for consumer financing by a group of ten savings banks.


The group was founded in 2000 and currently offers services to more than 2.3 million customers in 13 countries: Ireland, England, Spain, Greece, India, Singapore, Australia, New Zealand, India, Philippines, China, South Korea and Japan.


In Spainwhere the company is a specialist in consumer financing at the point of sale, has surpassed 1.2 million subscribers and finish 2022 with a financing balance of 401 million euros and have 320 professional staff.


Operating through partners, to whom they help finance the purchases of their clients, with a particular focus on the optical, household appliances and health sectors, although they are exploring the promotion of their activities to other areas of activity.


The vision is not to attract big companies but grow with the clients you already have by upgradingprecisely, provision service to get the dimensions as it happens now with the new application. Their clients include brands like Opticalia, Multiópticas, Alain Afflelou, You are 21 years old, Game or Store Active.


Last year, new production increased by 34%, reaching a concession of 416 million euros. For this year, the goal has been set to increase that figure by 20%, to 500 million, although the natural progression is between 10 and 15% as it prioritizes profitability and business solidity over increasing size.




Roderick Gilbert

"Entrepreneur. Internet fanatic. Certified zombie scholar. Friendly troublemaker. Bacon expert."

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