In recent years, NFC technology has gradually replaced cash payments and instead of the usual coins and bills, payments are often made by no contact card or with a cell phone or with a smartwatch, but there are already more than 500 people who are also included in Jurassic. They’ve taken another step toward what they see as the future of human evolution: they’ve implanted a microchip that can be used to pay with a wave.

The technology behind it was developed in the 1990s and has been used in animal chips for some time, but an Anglo-Polish company that specializes in human-machine symbiosis Walletmor it is the first to commercialize it in humans on a large scale to “replace large wallets with completely secure implants”. So far they have done more than 500 implants in the UK alone and say they receive consultations every day.

The microchip itself is nothing more than a lentil size and weight hard drive where bank details are stored and encrypted, with a built-in NFC antenna and body-friendly biopolymer casing, and the installation process is much simpler than it looks. . You can buy an NFC chip for 199 euros, it can be implanted in any aesthetic clinic and can be used from the first moment with the application almost anywhere in the world (as long as they accept contactless payments).

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Perhaps the question is who wants to have chips in their hands so as not to carry their wallet, but according to a 2021 survey, at least 51% of the 4,000 people asked in Europe would consider it. Of greatest concern is “invasion and security”, although Walletmor CEO, Wojtek Paproca, ensures that the implants are “biocompatible, safe, convenient and globally accepted”. It doesn’t require resources, doesn’t interfere with medical treatments like MRIs and, according to Walletmor, is impossible to hack.

Despite the fact that paying too easily may not be the best thing for savings, the arguments against it are somewhat speculative and point to the biotechnological expansion of the “internet of things” rather than this particular application. “How much are we willing to pay for convenience? Where do we draw the line when it comes to privacy and security? Who will protect the vital infrastructure and the people who are a part of it?” Theodra Lau in his statement to The BBC.

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On the other hand, the arguments in favor are… well, this:

One Walletmor ambassador and implant user, Martin Cico, asserts that this is the future: “the closer we get to the point of creating a singularity [humano-tecnológica], the human race will evolve even more.” He strongly believes in cyborgism and transhumanism and argues that “progress is unstoppable”.

Meanwhile, the motifs of Tomas Kocian and Alicja Woroszylo are more pragmatic. Kocian recounted how “often when he was drunk he would lose his wallet or phone; but you can’t lose the Walletmor implant.” Meanwhile, he was tired of “looking for his wallet or cell phone in his bag”. He said it was a “nightmare” to go shopping with a bag full to the top and then find no payment device “but Walletmor solved the problem. “.

After all, and although implant technology is not yet widespread, the Walletmor microchip is just one of many. For someone like Leph Anonym, a cyborg woman with 50 chips on her body, it was no different than getting a tattoo.

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